Enter your available cash, average monthly revenue, and average monthly expenses. You will see how many months your cash may last, how much it changes each month, and how much revenue or spending needs to improve.
Your business numbers
Use averages from the latest 3–6 months for a result that better reflects your current situation.
Available cash and large upcoming costs
USD
Include cash in business accounts that is ready to use
USD
For example, equipment, tax, a deposit, or repairs
Used to estimate the date when the cash may run out
Average monthly revenue and expenses
USD
Use the amount you expect to receive, not the total amount invoiced
USD
For example, payroll, rent, software, and regular services
USD
Include principal, interest, and other required monthly payments
USD
For example, materials, shipping, fees, advertising, and other costs
Try a change in revenue
%
%
See how a revenue change affects the cash runway
Compare three situations
See how long the cash may last when revenue changes.
Revenue fallsRevenue -20%
6.3 months
Uses $40,000 of cash per month
Current situationEntered revenue
10 months
Uses $25,000 of cash per month
Revenue risesRevenue +20%
25 months
Uses $10,000 of cash per month
How much revenue or spending needs to change each month?
These amounts show the monthly improvement needed to make your cash last longer.
12 months
Increase revenue or reduce expenses by at least $4,167/month
18 months
Increase revenue or reduce expenses by at least $11,111/month
24 months
Increase revenue or reduce expenses by at least $14,583/month
Monthly cash balance
This table shows up to 24 months and assumes revenue and expenses stay the same.
Month
Cash remaining
What does this calculator estimate?
This calculator uses your available cash, average monthly revenue, and average monthly expenses to estimate how many months your business can continue operating and when the cash may run out.
How to read the result
Expenses are higher than revenue: the business uses its cash reserve, so cash falls each month.
Expenses and revenue are equal: available cash stays at about the same level.
Revenue is higher than expenses: cash is left over each month, so the reserve may grow.
The result is an estimate that assumes revenue and expenses stay the same. It does not include seasonal changes, late customer payments, taxes, or unexpected costs. Keep a separate safety reserve when possible.
Business calculators
Three simple tools for VAT and business cash planning.