Cash vs Installment Calculator

See whether monthly payments cost more than paying cash.

Example: A product costs 50,000 in cash. If you pay 5,000 per month for 12 months, this calculator shows the total paid and how much extra the installment plan costs.

1Enter the purchase details

Cash price of the product

cash

Cash discount if any

discount

Pay upfront

down

Payment each month

monthly

Extra fees if any

fees

How long will you pay?

term

monthsyearspayments

Enter the purchase details.

The Financial Lessons Schools Never Taught You

Many people succeed in school and in their careers, yet fail because of poor financial decisions.
TeeNee.com has created six simple tools to help you understand personal finance. Without financial knowledge, even a large amount of money can disappear faster than you think.

How Many Years to Save Your First Million?

See how much you need to save each day and discover how long it really takes to reach your financial goal.

How Many Years Will Your Savings Last?

Find out how long your money will last based on your daily or monthly spending. The amount you thought was "a lot" may disappear sooner than expected.

Cash vs. Installments Calculator

Before buying on installments, compare the real cost. In some cases, you could end up paying nearly twice the original price.

Investment Return Calculator

Estimate your investment returns and see how many years it may take to recover your investment before you invest.

Mortgage Calculator

See the true total interest you'll pay over the life of your home loan, and discover how paying just a little extra each month can save you a significant amount of interest.

Dividend Income Calculator

Estimate how much dividend income you could receive each month and each year from dividend stocks, funds, or other income-generating investments.